I generally refer my clients to a lender I have worked with since being in the business. I love working with them, know that things are going to happen in a timely manner, and that I will have control over the entire closing and period leading up to closing. The worst thing that can happen is to get a call the day before closing from a lender that says, "we can't fund this loan."
However, there was a great article in the New York Times about Credit Unions having some pretty solid deals on mortgages. Read the article here.
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